Comments on: 10 Recommended Category Percentages for Your Family Budget

By: Sarah

Sarah — Sun, 20 Nov 2011 20:04:35 +0000

Probably cause most parents can’t afford child care so one has to stay home! that’s how it is here…

By: Mike

Mike — Tue, 11 Oct 2011 21:36:57 +0000

How bout eatin’?

By: Vern Ola

Vern Ola — Tue, 04 Oct 2011 19:04:35 +0000

Because you should be caring for your child yourself. Nothing is more important.

By: ken

ken — Fri, 05 Aug 2011 17:40:57 +0000

this is based off of net income. most people have their 401k or retirement contributions taken out of gross income from their jobs. savings i think falls under the home/car repairs, vacations, emergency fund category. just my personal opinion and interpretation.

By: how we dressed, lived and ate back in 1948–lesson 5a | stepping my way to bliss

Thu, 21 Apr 2011 00:15:07 +0000

[...] similar 2011 guidelines, please check out this link which also references Dave Ramsey’s recommendations as well. Notice how the percentages have [...]

By: Brad

Brad — Mon, 30 Aug 2010 21:04:17 +0000

Hi Rob – I think these are just general percentage guidelines based on Dave Ramsey’s Gazelle online budgeting tool. I think when you get to step 4, you will (should) be able to up the savings percentage to 15%.

By: Rob

Rob — Sun, 29 Aug 2010 01:56:42 +0000

Hi Chris – according to Dave Ramsey’s Financial Peace book, page 295, regarding Work Sheet 5 (Budget), Child Support is listed under the Personal category.

My question is… how can Dave Ramsey recommend the Saving category be 5 to 10% when Baby Step Four is to save 15% for retirement? He has Retirement Fund under the Saving category in Work Sheet 5 on page 293. Any ideas?

By: chris

chris — Tue, 12 Jan 2010 23:19:53 +0000

Why does no suggested budget ever mention child care.

There is nothing more important.