When you are experiencing a personal financial crisis and do not have the means to help yourself, you may consider turning to family and friends for help. In some families it may seem like nothing special to ask for money assistance but in other circumstances, a few hundred dollars can come between family members faster [...]
Automating your savings is one of the best ways to ensure you get your money into savings. By automating the process, you take yourself out of the equation as the middleman. You don’t have to remember to do anything with your money and reduce the chances that you would take the money to spend elsewhere [...]
As more banks begin charging customers monthly maintenance fees or debit card usage fees in response to the Durbin Amendment – you may find yourself looking to change banks. It may seem complicated to change banks, but with a little preparation, the transition isn’t as bad as you’re probably anticipating! If your bank is among [...]
In the interest of good financial practice, it is important for all consumers to do everything they can to keep their credit score in a positive light. Credit scores do not just dictate whether or not you can get a loan. Industries of all kinds are now relying on credit scores to make decisions about [...]
In the wake of Bank of America announcing $5 monthly fees for using debit cards many consumers are searching for new options. BoA is not alone, many big banks are looking for new ways to increase revenue after Federal regulations capped the amount banks can charge merchants. But consumer backlash might force banks to think [...]
Consolidating student loans can help your monthly budget by reducing the amount of your student loan obligation. In order to get the best deal for a student loan consolidation, you will need to take the time to find the best deal being offered by a lender. After graduation, it is often difficult for students to [...]
Consumers should have at least one savings account to be used for emergency purposes with regular deposits being made to provide a financial cushion. Some consumers will maintain several savings accounts for specific savings goals in order to keep their records straight. Whatever the reason you maintain a savings account, there are certain criteria you [...]
There have been a lot of recent discussions about the lack of personal finance education for children and teens. This lack of money sense often develops into a pattern of debt and lack of savings once a child has entered the real world. Parents have been encouraged to reinforce the money smarts kids need to [...]
With the loud uproar of consumers who are angry about the changing fees of banks and the lost of free banking services, there are still some resources available where banking customers can find deals and incentives. Online banks are increasing in popularity due to their higher interest rates and free services. As larger banks continue [...]
In light of the changing rules regarding how much banks can charge retailers for interchange exchange fees, banks have ultimately started losing big profits. As a way to make up for the reduced income, the big banks have started pass along the cost to customers. There are hardly any major banks that offer incentives such [...]
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