Trisha Wagner is a freelance writer who writes on a variety of topics including debt solutions, credit, money management, and consumer interests. She has a background in administration and has worked in various industries for many years.
Credit card debt can be a vicious cycle that can be difficult to conquer if you keep doing things the same way. Effectively eliminating credit card debt may require alternative methods for making good on your debts. Some consumer will resort to debt elimination programs that are costly and complex. Others will work with a [...]
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Credit cards give people the ability to make payments over a longer period of time, which can be useful in many situations. If you are faced with expenses you don’t have the cash to pay for, it’s natural for many people to reach for their credit card – but there are some expenses which don’t [...]
Credit cards are often looked at as being evil or the enemy. For some people, they really can be just that. If you are someone who has no self control when it comes to spending, then you may want to steer clear from credit cards. Credit cards however, for many people can be a means [...]
If age is just a number, does it make a difference in your ability to have good credit or not? Because the length of credit history plays a role in calculating credit scores, it’s common for older adults to have higher credit scores than young adults. People generally have different financial goals and struggles at [...]
Pool parties, picnics and dozens of other events fill your summer schedule; most of which involve food and drinks. The following tips serve as timely reminders to save money when shopping at the grocery store. Whether you are looking to reduce your weekly grocery bill or cut costs for a special event, the money you [...]
As the big day approaches engaged couples have a lot of things on their minds. There is a lot of activity in the days and weeks before a wedding. With so much attention to detail going toward the wedding day, it is possible to overlook other issues which may seem insignificant at the time. One [...]
It is not impossible for people with bad credit to get a credit card, but careful consideration should be given to any offer before applying for credit. The best terms and conditions are reserved for consumers with good to excellent credit; a reward of sorts for managing credit responsibly in the past. Consumers with bad [...]
Credit cards are the way that a good majority of Americans pay for their purchases. Each day consumers are solicited with credit card offers through the mail, on television, on the Internet and more. Credit card use has become a way of life in our country and credit cards have helped to contribute to the [...]
Paying interest on credit card balances consumes a lot of money. The larger your balance and the higher your interest rate, the more money is given to the credit card company. If you have $10,000 in credit card balances with a 19.99% interest rate – you’re paying about $2,000 a year in interest! Think of [...]
The road to debt free living is filled with obstacles that often seem impossible to overcome. Trying to repay past and current debts while at the same time saving money to prevent future indebtedness is a challenge that many people find overwhelming. To reach your goal and eliminate high interest debt that threatens your financial [...]
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