Best Prepaid Debit Cards

prepaid debit cards

Prepaid debit cards work like a credit card, except that you can only spend the amount of money you have deposited into the account. Prepaid debit cards are ideal for individuals who tend to spend more than they can afford when using a credit card, but like the convenience of swiping a card to make [...]

BillMyParents Spend Smart Card Review

BillMyParent

One of the best ways to help teens learn how to manage money responsibly is by giving them the opportunity to do so. In light of the recent credit crisis and what many consider a lack of financial literacy among young people, finding a way to help our youth develop smart money management skills is [...]

ReadyforZero.com Review

ready for zero logo

ReadyForZero.com is a web based financial program available to anyone who wants to get out of debt, free of charge. It’s not a debt settlement or debt management program that requires people to send payments to a third party, all the while not making payments to your creditors and therefore harming your credit score even [...]

Best Free Budget Spreadsheets From Around the Web

budget

When you’re ready to get serious about a budget, one of the best things you can do for yourself is keep track of your income and expenses on paper. Some people try to do it in their checkbook, or just by mentally keeping track – but the best way to manage your finances is by [...]

How To Budget For A House Move

packing

Moving can be a costly and if you are tight on funds you will want to make sure you plan and budget well in advance. Moving locally can cost you more than you might think and if you are moving long distance your moving costs can be astronomical. Here is a look at how you [...]

What is Debt Mediation?

debt payoff

The term “debt mediation” refers to the process of negotiating with creditors to pay less than the total amount owed to settle the debts. It is a debt reduction or debt elimination strategy for individuals who are in over their heads financially and who do not expect to have the means to pay their debts [...]

Novadebt Review

debt erase

With so many families struggling with more debt than they can afford to pay, financial counseling businesses and nonprofit organizations have seen a surge in consumer requests for help. Novadebt is a New Jersey based nonprofit organization founded in 1991, and provides credit and financial counseling services to consumers in need. What is Novadebt? Novadebt [...]

National Debtline Review

debt help

Consumers around the world are dealing with debt issues that threaten the financial stability of millions of households. Citizens living and working abroad, including American citizens in the military or those living in foreign countries also deal with debt issues that plague American’s on U.S. Soil. For this reason it is important to learn as [...]

Top 3 Ways to Earn Money From Home

work from home

The internet has made it possible for people to make money from the comfort of their own homes. It also opened the door to a new way for people to scam you out of your hard earned money – by offering you “work at home opportunities” in exchange for a fee; but only after you’ve [...]

How to Lower Property Taxes

taxes

Despite the value of homes decreasing rapidly, the amount people pay for their property taxes are increasing. Since property taxes are based on the assessed value of homes, this discrepancy makes very little sense! The National Taxpayers Union has estimated that about 60% of all properties are over-assessed and paying taxes that are too high [...]