Debt Settlement vs. Bankruptcy

There’s some BIG differences between bankruptcy and debt settlement. Learn about those differences here and make an informed decision. A growing number of adults become credit card holders every year. Along with that distinction comes a growing number of people racking up giant credit card bills that they can’t pay off. This is obviously not […]

You’re and Easy Target if you Fall for These Debt Settlement Lies

It seems unfathomable that people would prey on individuals when they are at their lowest.  However it is not only a common practice but one that is growing right now as families are being stretched beyond their limits financially.  An area experiencing rapid growth for scammers is the debt settlement niche. You would think that […]

What is Debt Settlement?

Debt settlement can be a real benefit for those who are saddled with large amounts of high interest credit card debt. This overview will get you started on the basics of debt settlement. In a nutshell, debt settlement (sometimes called debt negotiation) is an aggressive method of debt reduction where creditors forgive a large portion […]

My Settlements – Sample Debt Settlement Letters

These debt settlement letters are the written proof that by negotiating a settlement with credit card companies, you free yourself from thousands of dollars of debt. These are real offers of real debt relief! Here are the images of the of settlement letters I have received from our creditors. These are real, actual letters, minus […]

Why Many Debt Relief Programs Fail

While the credit crisis is crippling many businesses, there are a few that are booming right now. Debt consolidation, credit card counseling, and even some banks are cashing in on consumers who have been fighting a losing battle trying to keep up with repayment of their debt. While most of these businesses are designed to […]

Citibank CitiCards Settlement Letter

This debt settlement offer letter from Citibank saved me 40% off my credit card balance. How did I get this settlement? I Hired a debt settlement company. See my other settlement letters I got from other creditors.

Capital One Settlement Letter

This debt settlement offer letter from Capital One saved me almost 60% off my credit card balance. How did I get this settlement? I hired a debt settlement company. See my other settlement letters I got from other creditors.

GE Capital Settlement Letter

This debt settlement offer letter from GE Capital saved me 58% off my credit card balance. How did I get this settlement? I hired a debt settlement company. See my other settlement letters I got from other creditors.

Chase Settlement Letter

This debt settlement offer letter from Chase saved me 65% off my credit card balance! How did I get this settlement? I hired a debt settlement company. See my other settlement letters I got from other creditors.

MBNA – Bank of America Settlement Letter

This debt settlement offer letter from MBNA – now Bank of America saved me 70% off my credit card balance. How did I get this settlement? I hired a debt settlement company. See my other settlement letters I got from other creditors.