The Bankruptcy Process: Stage 1 – The Decision

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You’ve reached a point where your finances have taken all the hits they can handle.  There is no money tree in the back yard or loan from a relative available to help get you back on your feet.   Plain and simple, you really have to contemplate the bankruptcy process. This is not going to be [...]

Is it Possible to Settle that Student Loan?

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Have the years gone on and on with you faithfully paying on that student loan?   Do you know find yourself with a family and no job or, perhaps, living with an upside down mortgage payment (you owe more than your house is worth)? Perhaps you have a small amount of money that you can use [...]