Riding a financial roller coaster for a good chunk if his twenties, Brad finally got his footing and is using LeaveDebtBehind.com to share the lessons he's learned.

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Here are my most recent posts

Step By Step Guide to Tracking Your Spending

bloodhound

Tracking your spending is the first step to being able to create a successful and workable budget. Few consumers realize just how much they spend on a monthly basis or where their money is actually going. The point of tracking your spending is to truly get a visual of your money habits. This gives you [...]

Step By Step Guide To Automating Your Savings

bulls-eye

Automating your savings is one of the best ways to ensure you get your money into savings. By automating the process, you take yourself out of the equation as the middleman. You don’t have to remember to do anything with your money and reduce the chances that you would take the money to spend elsewhere [...]

Save Money On Expenses

piggy bank

There are few people in the United States who utilize the power of negotiation and bartering as other cultures do throughout the world. As many people are becoming more open-minded about ways they can save money, there are many returning to the ways of the old in order to keep more cash in their pockets. [...]

Cyber Monday Survival Guide

christmas lady

Cyber Monday is a relatively new concept in holiday shopping. Cyber Monday takes place on the Monday after Thanksgiving where online retailers offer deals and steals similar to the brick and mortar retailers on Black Friday. Also like Black Friday sales, Cyber Monday deals are becoming increasingly competitive and it is best to be prepared [...]

3 Ways to Stop Impulse Buying

money in drain

Impulse buying is not a concept only you can’t resist. There is an art to setting up the perfect scenario to encourage impulse buys and retailers/manufacturers have perfected that art. Consider the things you pick up on impulse. Most of the items are right in your face at the start of each aisle or you [...]

How to Stick to Your Budget Through the Holidays

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The holiday season is one time of the year many people will blow their budget. There are many reasons people tend to over-shop and overspend during special occasions, especially during Christmas. Here are some helpful tips to keep you inline with your budget: Make a List You have likely been shopping for the same people [...]

Save Money by Switching to VoIP

Telephone

Although you may hear more and more about people cutting the cable or ditching cable TV, there is still a large trend of people disconnecting their home phone service from the phone company.  Most people have a cell phone, and it is by their side 24 hours a day.  In most cases each family member [...]

5 Banks that Don’t Charge Debit Card Fees

Man Looking Over Bills

In the wake of Bank of America announcing $5 monthly fees for using debit cards many consumers are searching for new options. BoA is not alone, many big banks are looking for new ways to increase revenue after Federal regulations capped the amount banks can charge merchants. But consumer backlash might force banks to think [...]

Seven Ways to Save Money on Dental Care

dental costs

I do not know too many people who enjoy going to the dentist.  Couple the fear of dentistry along with the sticker shock, and you have a reason why some people don’t go to the dentist.  Even with dental insurance, some procedures will still be very expensive.  Here are seven ways that you can save [...]

3 Reasons Prepaid Wireless is Better than Contract Plans

prepaid phone

1. No Contract = Freedom The biggest advantage of going prepaid is there is no two-year contract. Your plan is flexible. Talking more one month and less the next makes no difference and most plans allow for roll over minutes from month to month. For those who are commitment shy or who frequently switch phones [...]